Allegan cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexAlleganMichiganNational
Cost of living index7889100
IndexAlleganMichiganNational
Goods & Services index8594100
Groceries index8394100
Health care index91100100
Housing index5973100
Transportation index89101100
Utilities index8896100
The above illustration supplies generalized information for the Allegan, MI cost of living index. Compared to other cities in Michigan and cities across the country, the cost of living index in Allegan, MI is 78, which is 13% lower than the Michigan average and 22% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Allegan, MI are 10% lower than the average for Michigan and 15% lower than the rest of the country.

Did you know?

  • The cost of living in Allegan is 13% lower than the Michigan average.
  • The cost of living in Allegan is 22% lower than the national average.
  • The cost of housing in Allegan is 41% lower than the national average.
  • Michigan general sales tax is 18% higher than the national average.
  • Michigan state income tax is 91% higher than the national average.

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Salary Calculator

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Use the salary calculator to compare your current income in Allegan, MI to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Allegan, MI, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Allegan, MI salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$50,632$4,219$1,181$1,519
Renters$33,542$2,795$783$1,006
One can approximate the cost of living and the housing affordability in Allegan, MI by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Allegan, MI have a median income of $50,632. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,181 per month to avoid calamity and poverty. The renters in the city have an income of about $33,542, which would make their monthly maximum allowable rental costs $783.

Michigan Sales Tax

StateGeneral Sales TaxWith Max Surtax
Michigan6%6%

Michigan Income Tax

StateIncome Tax (Low)Income Tax (High)
Michigan4.25%4.25%
When you are determining the total cost of living in Allegan, MI you will want to make sure you consider both the Michigan sales tax and the Michigan income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Michigan is 6%, with the highest surtax being 6%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Michigan have a range from 4.25% to 4.25%.

Goods & Services

ItemAlleganNational avg.Difference
Haircut $14.88$15.564.4%
Beauty Salon $19.17$36.1146.9%
Toothpaste $2.03$2.4717.8%
Shampoo $0.79$0.9618.1%
Movie $8.13$10.1319.7%
Bowling $3.14$4.7433.7%

Groceries

ItemAlleganNational avg.Difference
Ground Beef $2.73$3.9831.4%
Fried Chicken $1.14$1.4118.7%
Milk $1.74$2.0615.5%
Potatoes $2.76$2.987.4%
Pizza $9.16$9.473.3%
Beer $7.91$8.7910.0%

Health Care

ItemAlleganNational avg.Difference
Optometrist $56.71$101.0443.9%
Doctor $86.71$107.4419.3%
Dentist $90.77$90.420.4%
Ibuprofen $7.90$9.2814.9%
Lipitor $433.64$426.501.7%

Housing

ItemAlleganNational avg.Difference
Home Price $83,700.00$175,700.0052.4%
Avg. Mortgage Payment $725.64$1,133.2336.0%
Apartment Rent $772.00$920.0016.1%

Transportation

ItemAlleganNational avg.Difference
Gasoline $1.84$1.997.5%
Tire Balancing $37.80$45.7617.4%

Utilities

ItemAlleganNational avg.Difference
All Electricity$167.29$163.812.1%
Phone $20.00$28.3929.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Fennville, MI1,75778-22%
Breedsville, MI15374-26%
Bloomingdale, MI61275-25%
Gobles, MI76376-24%
Hopkins, MI65481-19%
Allegan, MI5,03078-22%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Gilmer, TX5,03184-16%
Fruitland, MD5,02899-1%
Delhi Hills, OH5,03296-4%
Port Isabel, TX5,03379-21%
Sparta, TN5,03685-15%
Allegan, MI5,03078-22%
Source: The Allegan, MI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.