Cost Of Living In New Scotland, Albany, NY

New Scotland cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	New Scotland	Albany	New York
Cost of living index	111	105	120
Index	New Scotland	Albany	New York
Goods & Services index	115	115	110
Groceries index	109	109	105
Health care index	98	98	99
Housing index	116	97	149
Transportation index	107	107	111
Utilities index	91	91	102

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The cost of living in New Scotland is 8% lower than the Albany average.
The cost of living in New Scotland is 11% higher than the national average.
The cost of housing in New Scotland is 16% higher than the national average.
New York general sales tax is 21% lower than the national average.
New York state income tax is 80% higher than the national average.

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Household	$68,054	$5,671	$1,588	$2,042

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	8.82%

Goods & Services

Item	Albany	National avg.	Difference
Haircut	$22.21	$15.56	42.7%
Beauty Salon	$38.15	$36.11	5.7%
Toothpaste	$4.05	$2.47	63.8%
Shampoo	$1.45	$0.96	49.9%
Movie	$12.13	$10.13	19.8%
Bowling	$3.69	$4.74	22.1%

Groceries

Item	Albany	National avg.	Difference
Ground Beef	$4.52	$3.98	13.5%
Fried Chicken	$1.47	$1.41	4.7%
Milk	$2.75	$2.06	33.1%
Potatoes	$3.00	$2.98	0.5%
Pizza	$10.87	$9.47	14.7%
Beer	$9.82	$8.79	11.7%

Health Care

Item	Albany	National avg.	Difference
Optometrist	$91.63	$101.04	9.3%
Doctor	$102.93	$107.44	4.2%
Dentist	$92.72	$90.42	2.5%
Ibuprofen	$9.00	$9.28	3.0%
Lipitor	$402.30	$426.50	5.7%

Housing

Item	Albany	National avg.	Difference
Home Price	$173,500.00	$175,700.00	1.3%
Avg. Mortgage Payment	$1,343.08	$1,133.23	18.5%
Apartment Rent	$862.00	$920.00	6.3%

Transportation

Item	Albany	National avg.	Difference
Gasoline	$2.18	$1.99	9.5%
Tire Balancing	$46.70	$45.76	2.1%

Utilities

Item	Albany	National avg.	Difference
All Electricity	$148.48	$163.81	9.4%
Phone	$26.00	$28.39	8.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Schenectady, NY	66,055	98	-2%
Green Island, NY	2,612	99	-1%
Watervliet, NY	10,250	100	0%
Troy, NY	49,965	101	1%
Nassau, NY	1,103	101	1%
Albany, NY	98,287	105	5%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Sandy Springs, GA	98,480	130	30%
College Station, TX	98,505	100	-0%
Roanoke, VA	97,949	87	-13%
Lawton, OK	97,788	83	-17%
Clovis, CA	98,815	118	18%
Albany, NY	98,287	105	5%

Source: The New Scotland, Albany, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.

New Scotland, Albany, NY Cost of Living