Alachua cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexAlachuaFloridaNational
Cost of living index10199100
IndexAlachuaFloridaNational
Goods & Services index9899100
Groceries index103102100
Health care index10297100
Housing index10195100
Transportation index103100100
Utilities index111103100
A general summary of the cost of living index in Alachua, FL is shown above. Compared to the state average of Florida the cost of living index in Alachua, FL is 101, which is 3% higher than the average in Florida and compared to the national average it is 1% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Alachua, FL goods and services come in at 2% lower than the average in Florida and are 2% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Alachua is 3% higher than the Florida average.
  • The cost of living in Alachua is 1% higher than the national average.
  • The cost of housing in Alachua is 1% higher than the national average.
  • Florida general sales tax is 18% higher than the national average.
  • Florida state income tax is 100% lower than the national average.

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Salary Calculator

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Use the salary calculator to compare your current salary in Alachua, FL to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Alachua, FL, then you would need to earn more income in order to maintain the same standard of living. To use the Alachua, FL salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$68,184$5,682$1,591$2,046
Renters$31,140$2,595$727$934
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Alachua, FL, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Alachua, FL has a median income of about $68,184 for people who own homes. Based on that number, a person should spend a maximum of $1,591 on expenses related to housing. Renters have a slightly different median income, which is $31,140. Based on this average, renters should spend no more than $727 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Florida Sales Tax

StateGeneral Sales TaxWith Max Surtax
Florida6%7.5%

Florida Income Tax

StateIncome Tax (Low)Income Tax (High)
Florida0%0%
When you are determining the total cost of living in Alachua, FL you will want to make sure you consider both the Florida sales tax and the Florida income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Florida is 6%, with the highest surtax being 7.5%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Florida have a range from 0% to 0%.

Goods & Services

ItemAlachuaNational avg.Difference
Haircut $14.72$15.565.4%
Beauty Salon $29.44$36.1118.5%
Toothpaste $2.96$2.4719.9%
Shampoo $0.91$0.965.7%
Movie $11.33$10.1311.8%
Bowling $4.87$4.742.8%

Groceries

ItemAlachuaNational avg.Difference
Ground Beef $4.21$3.985.6%
Fried Chicken $1.55$1.419.9%
Milk $2.33$2.0613.1%
Potatoes $3.13$2.985.1%
Pizza $8.97$9.475.3%
Beer $9.30$8.795.8%

Health Care

ItemAlachuaNational avg.Difference
Optometrist $72.83$101.0427.9%
Doctor $99.88$107.447.0%
Dentist $97.67$90.428.0%
Ibuprofen $10.76$9.2815.9%
Lipitor $437.48$426.502.6%

Housing

ItemAlachuaNational avg.Difference
Home Price $175,800.00$175,700.000.1%
Avg. Mortgage Payment $1,015.81$1,133.2310.4%
Apartment Rent $941.00$920.002.3%

Transportation

ItemAlachuaNational avg.Difference
Gasoline $2.05$1.992.7%
Tire Balancing $46.66$45.762.0%

Utilities

ItemAlachuaNational avg.Difference
All Electricity$169.18$163.813.3%
Phone $34.66$28.3922.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Brooker, FL34487-13%
Spring Ridge, FL30490-10%
La Crosse, FL24893-7%
Worthington Springs, FL53794-6%
Gainesville, FL126,46597-3%
Alachua, FL9,2911011%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Alma, MI9,28982-18%
Fairless Hills, PA9,28911515%
Pine Lake Park, NJ9,29511818%
Clarksville, AR9,28681-19%
Blackhawk, CA9,297221121%
Alachua, FL9,2911011%
Source: The Alachua, FL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.