Adel cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexAdelGeorgiaNational
Cost of living index8594100
IndexAdelGeorgiaNational
Goods & Services index8696100
Groceries index107100100
Health care index9794100
Housing index6287100
Transportation index9796100
Utilities index10097100
Here we can see a simple outline of the cost of living in Adel, GA. As you can see, with the average cost of living in Adel, GA being 85, that puts it 10% lower than the average of Georgia and 15% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Adel, GA, the price of goods and services are 10% lower than the average of Georgia as well as 14% lower than the nation's average.

Did you know?

  • The cost of living in Adel is 10% lower than the Georgia average.
  • The cost of living in Adel is 15% lower than the national average.
  • The cost of housing in Adel is 38% lower than the national average.
  • Georgia general sales tax is 21% lower than the national average.
  • Georgia state income tax is 55% lower than the national average.

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Compare Adel, GA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Adel, GA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Adel, GA, then you would need to earn more income in order to maintain the same standard of living. To use the Adel, GA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$47,292$3,941$1,103$1,419
Renters$22,670$1,889$529$680
The affordability of the housing market in Adel, GA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Adel, GA homeowners, the median income is $47,292. This indicates that a monthly maximum of $1,103 should be spent by homeowners on all housing related costs. Renters have a median income of $22,670. This indicates that renters should have a maximum of $529 used for their rent related monthly costs.

Georgia Sales Tax

StateGeneral Sales TaxWith Max Surtax
Georgia4%8%

Georgia Income Tax

StateIncome Tax (Low)Income Tax (High)
Georgia1%6%
When considering the overall cost of living expenses in Adel, GA, it's important to take into account the sales tax for Georgia, as well as the rate for income tax in Georgia. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Georgia is 8%, and the sales tax in the state of Georgia is 4%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Georgia starts from 1% and goes up to 6%.

Goods & Services

ItemAdelNational avg.Difference
Haircut $13.50$14.597.5%
Beauty Salon $32.67$34.685.8%
Toothpaste $2.38$2.473.8%
Shampoo $1.01$1.021.2%
Movie $10.50$9.876.4%
Bowling $4.25$4.393.2%

Groceries

ItemAdelNational avg.Difference
Ground Beef $4.82$4.487.7%
Fried Chicken $1.43$1.462.3%
Milk $2.74$2.3616.3%
Potatoes $3.85$3.0625.8%
Pizza $8.55$9.247.5%
Beer $8.85$8.632.5%

Health Care

ItemAdelNational avg.Difference
Optometrist $95.00$99.784.8%
Doctor $96.67$105.038.0%
Dentist $77.00$88.7013.2%
Ibuprofen $10.15$9.417.8%
Lipitor $336.57$298.5012.8%

Housing

ItemAdelNational avg.Difference
Home Price $102,900.00$175,700.0041.4%
Avg. Mortgage Payment $909.71$1,081.0315.8%
Apartment Rent $654.00$920.0028.9%

Transportation

ItemAdelNational avg.Difference
Gasoline $2.01$2.094.0%
Tire Balancing $45.00$45.290.6%

Utilities

ItemAdelNational avg.Difference
All Electricity$157.73$170.807.6%
Phone $30.96$28.269.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Omega, GA1,34675-25%
Ellenton, GA12973-27%
Morven, GA55777-23%
Berlin, GA56579-21%
Lenox, GA80780-20%
Adel, GA5,29485-15%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Palmview South, TX5,29467-33%
Hugo, OK5,29476-24%
Lake Wildwood, CA5,29314646%
Thiells, NY5,29514444%
Vine Grove, KY5,29692-8%
Adel, GA5,29485-15%
Source: The Adel, GA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.